If you’ve found yourself on this page, you’re probably either about to sign an insurance policy, or perhaps you already have. If either of those
Hail Damage Claims Help in Richmond Missouri
If you’ve got a hail damage claim, you shouldn’t have to deal with your insurance company alone. Hail Damage claims can be more complicated than they appear. Unless you’re an insurance and construction expert, you shouldn’t have to fend for yourself.
Advocate Public Adjusters can represent you when you face the insurance company. We understand property insurance policies and determine the full extent of coverage according to your policy and the covered damage, to make sure you get the total amount you are owed. If your insurance company’s adjuster missed needed repairs, or just didn’t want to pay what it really will take to fix your property, we will uncover that and represent your interests for you.
If you want to get back to normal as quickly as possible, and minimize the fight with the insurance company, you need to engage Advocate Public Adjusters as soon as possible. The longer you wait to contact us, the more likely it is that your claim can drag out, that insurance won’t want to pay for everything needed for full repairs, and your money out of pocket will grow and grow.
Advocate Public Adjusters works with homeowners, business owners, and property managers on new, underpaid claims, and even initially denied claims. We specialize in commercial insurance claims, but also take on residential work. There is likely to be a huge demand from this weather, so contact us right away so we can get this process started.
Here’s why the longer you delay contacting us can cause compounded delays later. Insurance adjusters will slap together a “good enough” estimate when they come out to inspect. It’s very unlikely they know how to repair this kind of damage, and even more unlikely that you do. So you won’t know what things to point out to them.
Then they’ll go back to their office or hotel, come up with a number that hopefully you won’t fight, and set a “reserve” on your claim. This reserve is for accounting purposes for the insurance company to allow them to project their claim payout costs. Once that reserve is set, it’s a fight to get it increased.
The best approach is to engage Advocate Public Adjusters as soon as possible, so that they take your claim seriously. We can get an estimate written up, one that covers the extent of repairs you’ll need. This is generally much more than an initial adjuster’s estimate.
Advocate Public Adjusters can represent you in Richmond when you face the insurance carrier. We will read your property insurance policies and make sure the full extent of coverage according to your policy and the covered damage, to make sure you receive the total amount you are entitled to. If your insurance company missed needed repairs, or just didn’t want to pay what it really will take to fix your property, we will find that and negotiate on your behalf.